PUBLIC SERVICE
LOAN FORGIVENESS

The Public Service Loan Forgiveness (PSLF) program was designed to relieve the federal student loans of public service workers. However, for too long the program has been inaccessible to most borrowers.


To fix this, recent changes to the PSLF program will give hundreds of thousands of
people access to promised loan forgiveness.

On October 31, the Education Department closed the PSLF Waiver of certain PSLF program requirements to address long-standing issues with the program—but the Department has extended most of the benefits and protections of the waiver through another program called Income-Driven Repayment (IDR) Account Adjustment

Illustration of a student holding a notepad with gears turning in the background and a light bulb (representing someone who is confused about PSLF and is getting their questions answered)

PSLF FAQS

Have Questions? Check out our:

How PSLF Works

To access PSLF, public service workers with federal student loans need to certify with the U.S. Department of Education that they work full time for a government or non-profit employer. Some part-time workers are eligible, too. They do this using a simple form created specifically for this purpose, the PSLF Form, which requires the employer to confirm the past or ongoing employment.  See our “Sample PSLF Form” for detailed information, guidance, and tips + tricks for easily filling it out.

In short, because they work for YOU, your employees can build credit toward having their federal student loans forgiven. This is a free benefit you can offer your employees just by notifying them about the opportunity and confirming their employment.

The Four Steps to Cancellation Through PSLF:

FIND OUT IF YOUR JOB QUALIFIES

FIND OUT IF YOUR LOANS QUALIFY

CONSOLIDATE YOUR LOANS

SUBMIT EMPLOYER CERT AND APPLY

Deliver student loan cancellation to employees for FREE by helping them access PSLF with our free and easy toolkit!