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On August 9th, the Eighth Circuit issued a decision blocking the SAVE plan pending the appeal of the injunction. This means that, for now, there will be no cancellation, no lower payments, and no waiver of interest under the SAVE plan. Borrowers who were enrolled in SAVE will still remain in a non-interest-bearing administrative forbearance, and borrowers who apply for SAVE will be placed on one following the submission of their application. Borrowers can enroll in the other IDR plans but currently the only way to apply for IDR plans is through a paper application. This forbearance time does not count toward PSLF cancellation nor IDR cancellation.

Relief Program How-To Videos

Understanding Your Student Loans

With the Student Borrower Protection Center

Applying for Fresh Start

With the Student Borrower Protection Center

Enrolling in SAVE and Other IDR Plans

With the Student Borrower Protection Center

Using the PSLF Help Tool

With the Student Borrower Protection Center

Maximizing the Benefits of the IDR Account Adjustment

With the Student Borrower Protection Center

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