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On August 9th, the Eighth Circuit issued a decision blocking the SAVE plan pending the appeal of the injunction. This means that, for now, there will be no cancellation, no lower payments, and no waiver of interest under the SAVE plan. Borrowers who were enrolled in SAVE will still remain in a non-interest-bearing administrative forbearance, and borrowers who apply for SAVE will be placed on one following the submission of their application. Borrowers can enroll in the other IDR plans but currently the only way to apply for IDR plans is through a paper application. This forbearance time does not count toward PSLF cancellation nor IDR cancellation.

It’s time for a student debt
free future

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Millions of people should have their student debt cancelled this year. You can be one of them.

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Borrowers helping borrowers.

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We won historic student debt cancellation—now we need to protect it and make sure each and every eligible borrower reaches a zero-dollar balance.

Learn more about the status of President Biden's student debt cancellation plan:
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